Here at Legal Quest PLC we are a multi-disciplined firm pioneering all aspects of Mortgage Securitisation Claims (MSC). Our founders have over 150 years’ collective experience within the legal and insurance professions. Over the past 11 years we have carried out extensive research into the complex and ‘hidden’ dealings of the financial sector, specifically relative to the way Mortgage Securitisation takes place and the impacts that it has on the unsuspecting borrowers.
Having built a comprehensive library detailing almost all of the UK’s Mortgage Sale Agreements and Prospectuses, we are regarded as the UK’s leading specialists in this niche market.
Legal Quest was founded by two Senior Chartered Loss Adjusters - Peter Goth (FCILA ACII) and Stephen Swain (FNAILA AAII), along with a former city of London Solicitor, Nicholas Chadwyck-Healey (LL.B. Hons). The founders, together with Muhammad Wasim (B.SC. Hons) who joined Legal Quest in February 2016 as the IT Director, and Martin D. Block (LL.B. Hons), a practicing solicitor, joining Legal Quest in August 2016 as the second Legal Director, have a wealth of experience in the insurance and legal professions, spanning many decades.
Having concluded 11 years’ due diligence and extensive research and with over £1,000,000 invested by the founders in time and money, we conclude that a major error had been made by the banking sector. We believe that the errors discovered may entitle the majority of UK mortgage holders to dispute the validity of their mortgage if it has been sold, transferred or assigned under Mortgage Securitisation.
We decided to make our findings ‘public’ in 2014 and the Legal Quest Mortgage Challenge was launched. Over the past few years our research has further confirmed our findings resulting in this new arena of Mortgage Securitisation Claims (MSC). Using our wealth of knowledge and the latest information processing technology we are able deliver a legal review of your mortgage in a timely and cost-effective manner.
Since our inception, we have been able to obtain full authorisation of the four main regulatory bodies and are regulated by the Claims Management Regulator (CMR) in respect of regulated claims management activities under CMR No. 42379, are further regulated by the Financial Conduct Authority (FCA) in respect of insurance mediation activities under FCA No. 739402, with the outsourcing of all direct legal aspects are regulated via our Legal Director Martin D. Block, who is registered as a practising solicitor with the Solicitor Regulatory Authority under SRA No. 118413, as well as the firm being considered a Commercial & Industry body under SRA No. 634028 and, finally are registered with the Information Commissioners Office (ICO) in respect of Data Protection matters under Reg. No. ZA085182
To educate and inform the general public of the errors and omissions within the banking sector in relation to Mortgage Securitisation. Delivering comprehensive information and evidence about Mortgage Securitisation Claims to allow UK mortgage holders to make an informed decision on whether to investigate the validity of their mortgage.
Camellus Law LLP (Registered No: OC395708) was originally formed on 7th October 2014 by Legal Quest PLC and Nicholas Chadwyck-Healey LL.B (Hons) as the two Founding Partners. The reason for its formation was to provide a separate legal case management firm to liaise with the lenders and any future legal professionals who would be appointed to represent any of the Legal Quest clients, who chose to join the planned Class Action(s) for their specific lender.
During the 12 month review period by the Ministry of Justice Claim Management Regulators which commenced in April 2016, after it was determined that Legal Quest must obtain additional regulatory authorisation to carry out the regulated activities relevant to a Mortgage Securitisation Claim (MSC), one of the items which was agreed to be attended to was the dissolution of Camellus Law LLP and the entire operational aspects of the legal case management undertaken by Legal Quest PLC.
The reasons for this were to ensure that the client(s) were only under contract to a single legal entity, so as a result of the requirement, on 7th June 2016 the trading style of Camellus Law was retained by Legal Quest PLC with Notice to Dissolve Camellus Law LLP being filed and as of 23rd August 2016 Camellus Law LLP was dissolved by voluntary application.
To avoid any possible misunderstanding Camellus Law is the in-house legal case management division of Legal Quest PLC with its own website www.camelluslaw.co.uk and the use of the trading style Camellus Law is registered with the Claim Management Regulators with the registration verifiable at www.gov.uk/moj/cmr under Legal Quest’s authorisation No: 42379